Tokyo, September 2, 2025 --- MUFG Bank, Ltd. (MUFG Bank) and MUFG Innovation Partners Co., Ltd. (MUIP), both consolidated subsidiaries of Mitsubishi UFJ Financial Group, Inc. (MUFG), have made an investment in LayerX Inc. (LayerX), a startup focused on equipping society with AI-centered software. MUFG Bank also signed a strategic partnership memorandum of understanding with LayerX to further deepen their collaborative relationship.
MUIP’s investment, through the MUFG Innovation Partners No. 3 Investment Limited Partnership, is a follow-on investment after participation in LayerX’s Series A round in 2023.
LayerX develops and operates services such as the AI cloud service “Bakuraku” for streamlining back-office operations, and the AI platform “Ai Workforce” that improves operational efficiency and data utilization in enterprises and government. Under the leadership of CEO Yoshinori Fukushima and CTO Yuki Matsumoto, LayerX, with its mission of digitizing all economic activities, is one of the companies that are leveraging their strong technical capabilities and implementation power to drive the use of AI in Japan’s corporate sector to pursue.
In 2024, MUFG Bank and LayerX began a business alliance in business spend management, offering Bakuraku to MUFG Bank’s corporate clients and gradually integrating MUFG’s services with LayerX’s Bakuraku product suite. Collaborations between MUFG Bank and LayerX are progressing in a variety of areas, demonstrated, for example, by MUFG Bank’s adoption of Ai Workforce as a foundation for its AI-based business transformation to accelerate internal knowledge sharing.
MUFG Bank aims to evolve into an AI-native organization by integrating people with AI, in line with MUFG’s commitment to empowering a brighter future. MUFG Bank signed the strategic partnership memorandum of understanding alongside the investment in recognition of LayerX as a key partner in realizing this vision,.
Through this strengthened partnership, MUFG Bank and LayerX will continue to provide high-value-added services to customers and contribute to improving productivity across Japan with the use of generative AI. MUFG will also continue to promote collaboration with LayerX.
Company Overview: LayerX Inc.
Established | August 2018 |
Management | CEO Yoshinori Fukushima / CTO Yuki Matsumoto |
Location | 5F Ginza Shochiku Square, 1-13-1 Tsukiji, Chuo-ku, Tokyo |
Business Areas | Bakuraku Business, Fintech Business, AI & LLM Business |
Website |
Company and product names mentioned are trademarks or registered trademarks of their respective companies.
The information contained herein is current as of the date of publication and is subject to change without notice.
- End -
About MUFG
Mitsubishi UFJ Financial Group, Inc. (MUFG) is one of the world’s leading financial groups. Headquartered in Tokyo and with over 360 years of history, MUFG has a global network with approximately 2,000 locations in more than 40 countries. The Group has about 150,000 employees and offers services including commercial banking, trust banking, securities, credit cards, consumer finance, asset management, and leasing. The Group aims to “be the world’s most trusted financial group” through close collaboration among our operating companies and flexibly respond to all of the financial needs of our customers, serving society, and fostering shared and sustainable growth for a better world. MUFG’s shares trade on the Tokyo, Nagoya, and New York stock exchanges. For more information, visit https://www.mufg.jp/english.
About MUIP
MUFG Innovation Partners., Inc. (MUIP) was established in January 2019 as the corporate venture capital arm of Japan’s leading financial group, MUFG, to promote its open innovation strategy. MUIP currently runs 5 funds (about USD 650 million in total), making strategic investments in startups globally and driving business collaboration between the startups and MUFG group companies.
For more information, visit https://www.ip.mufg.jp/en/.
